Housing Assistance While On Social Security Disability
If you are on social security disability or social security supplemental income, you may be wondering if you are entitled to any type of housing benefits. While the Social Security Administration does not provide any type of housing benefits, you can find benefits through other entities.
This article will give you an overview on where to look for housing benefits if you are on some type of social security disability income program:
Housing Vouchers
Individuals on Supplemental Security Income, or SSI, can apply for voucher housing through their public housing authority, which is overseen by the U.S. Department of Housing and Urban Development. HUD has a designated housing program especially for disabled persons.
In rural communities, the Department of Agriculture provides programs for low-income individuals to receive help with rent, home improvement and repair loans. While there's nothing specifically set up for those on social security disability, you still may qualify based on your income level.
The Social Security Administration does not offer any housing assistance for anyone who receives either SSI or SSD benefits, even though many people can become homeless while waiting for their SSI claim to be processed. The U.S. Department of Housing and Urban Development's housing voucher program has a list that involves a long wait and is typically limited to families who have children.
The local public housing authority sets local preferences for who gets priority for housing vouchers, and many local authorities make it a priority to provide housing for individuals with disabilities. HUD also has "designated housing" and "certain voucher program developments" voucher programs, both of which are for people with disabilities. Individuals interested in these programs can apply through their local public housing authority.
Discrimination Against Disabled Individuals
One of the biggest issues disabled individuals face when trying to find housing is some type of discrimination. Under the Fair Housing Act, it is illegal to discriminate against people when selling or renting homes, or in lending money for a mortgage, based on color, race, religion, sex, national origin or disability. If you are a disabled person who uses assistance animals, you're also protected under the both the Fair Housing Act and the Americans with Disabilities Act.
If you have been trying to rent or buy an apartment or home, and you believe your rights have been violated, you can file a housing discrimination complaint online. You may also want to discuss your options with a social security disability lawyer. To learn more, contact a company like Craig H Kline Law Office with any questions you have.